Apply for a home loan

Personal details

• 4 passport photos
• Passport (Proof of Nationality and date of birth)
• Bank statement

Employment details

• Copy of contract/appointment
• Proof of income by way of 3 recent salary slips
• Work ID (Further proof of employment)
• Letter of undertaking from the employer

Financial details

• Bank statements for the last 12 months
• Loan statement
• Financial Card
• E-tax number (TIN number)

Security details

• Copy of land title
• Approved building plans
• Property should be at least 80% complete(for purchase, equity release or refinance)
• Property should be at least 50% for home completion
• Consent letters and lease rental receipts in case land is on lease hold
• Sale agreement signed by both buyer and vendor for purchases
• Photos of the property to be used as security (inside, outside and neighbourhood)
• Bills of Quantities (BOQs) from bank approved quantity surveyors
• Copy of land title
• Approved building plans
• Property should be at least 80% complete (for purchase, equity release or refinance)
• Property should be at least 50% complete for home completion
• Consent letters and lease rental receipts in case land is on lease hold
• Sale agreement signed by both buyer and vendor for purchases
• Photos of the property to be used as security (inside, outside and neighbourhood)
• Bills of quantities (BOQs) from bank-approved quantity surveyors
• Initial valuation report indicating level/percentage of completion and current value of the property
• Insurance policies, both property and life cover